Online-Shops für spanische Spezialitäten

Paella, Tapas, Chorizo, Jamón und süße Churros. Um spanische Köstlichkeiten genießen zu können, müssen Sie nicht auf den nächsten Spanien-Urlaub warten. Da jedoch die Auswahl an spanischen Produkten in den Supermärkten begrenzt ist, empfiehlt es sich, die virtuellen Feinkostgeschäfte durchzustöbern.

Nachfolgend haben wir Empfehlungen für Online-Shops gesammelt, die Ihnen authentische Lebensmittel und Delikatessen aus Spanien mühelos zustellen.

Colono
Der spanische Gourmet-Shop hat seinen Sitz in Wien und bietet neben einem Take-Away vor Ort auch ein großes Online-Sortiment an Spezialitäten aus Spanien an. Oliven, Jamón, Weine und vieles mehr.
colonowien.at

Spanissimo
Handverlesene Delikatessen mit Direkt-Import von Landwirten und Produzenten aus Spanien. Persönlich geliefert wird in und um Linz – Bestellungen aus anderen Bundesländern werden mit der Post und DPD zugestellt.
spanissimo.at

Soleria
Hier werden spanische Spezialitäten wie hochqualitative native Olivenöle, Ibérico Schinken und weitere ausgewählte 金華火腿-Produkte angeboten.
soleria.at

Reserva Iberica
Die Tapas Bar im Herzen von Wien hat nun auch einen Online-Shop eingerichtet, der Ihnen Spaniens feinsten Ibérico Schinken aber auch Fischspezialitäten und die passenden Begleitgetränke direkt nach Hause liefert.
reservaiberica.at

Don Fredo
Spanisch-mediterrane Köstlichkeiten wie Premium-Olivenöl, Wein, Jamón, Ibérico, Käse, Oliven, Conservas und viele weitere Delikatessen direkt von Herstellern aus Spanien.
donfredo.at

Bodega Rioja
Ausgesuchte Weine aus familiär geführten Weingütern mit Direkt-Import aus Spanien.
bodegarioja.at

Piccantino
Neben allerlei Delikatessen aus verschiedenen Ländern, gibt es auch eine Reihe von Feinkost-Artikeln aus Spanien wie Jamón und Oliven.
piccantino.at

Favvas Gourmet
Das Feinkost-Deli aus Wien bietet neben erstklassigen griechischen, italienischen und kroatischen Produkten auch spanische Spezialitäten wie Paté an.
favvas-gourmet.com

jamon.de
Der Online-Händler verfügt über ein großes Sortiment an Feinkost-Artikeln aus Spanien. Im Sortiment sind Tapas, Schinken und Weine und auch Geschenkideen.
jamon.de

Hello Spain
Spanische Lebensmittel und Spezialitäten wie Sangría, Chorizo, Salchichon aber auch Süßwaren wie Turrón. Außerdem gibt es eine Auswahl an Geschenksets.

為什么最值得買的年金是養老年金?

又是社會養老?對,還是!全國找不出幾個像數據君如此我們推崇4.025%傳統型養老年金的了,不僅可以僅是一個數據君認可,更是中國看到了他們背後都有可能需要立馬全部停售的危機。數據君寫的部分農村養老的文章在下面:

很多人都非常憧憬奮鬥一輩子能在晚年有一份舒適生活,而富通保險延期年金扣稅正是為此定制保障,讓更多客戶能在年輕奮鬥時合理計畫年金扣稅,通過延期年金扣稅計畫,既能獨享扣稅年金穩定收入滿足當下生活,也能在晚年安享退休生活。

養老篇

1:不能是三個利益——保險如何平衡股東、客戶和渠道的利益

2:全面對比美國、中國特色社會養老保險制度

3: “國民保險”養老金到底怎么了? 也許最強的分析

4:最重要的年金險是養老企業年金發展保險,沒有問題之一

5:養老金四大經濟支柱—我們進行到底能領多少企業養老金?

邦民香港亦是少數於星期日提供貸款服務★的財務公司借錢,為香港市民提供靈活的貸款方案,讓客戶可以隨時隨地解決現金周轉需要。

6:2020年最後的3款純養老企業年金發展保險–自在自己人生&金彩一生&福瑞一生

1:年金實際利率倒掛

去年下半年,我們停止銷售一批4.025%的年金,如享受、護理、陪伴生活等。 在2020年,年金保險的勢頭驟降,增加終身保額的光芒逐漸興盛!

我們教師可以通過發現自己去年停售的基本問題都是學生終身型年金,定期型年金制度倒是活的好好的,環顧中國目前我國市場上進行所有在售的4.025%定價的年金,定期型的一般在10到30年之間,鎖定的利率水平最高在3.9%多,比如網絡延遲時間收益的教育金築夢未來3.90%,和20年滿期的弘福今生3.98%。

在少數剩下的4.025% 定價的終身年金中,84.025% 定價的終身短期回報年金(q12020版)回報率最高的是傳家寶喬伊年金3.7% ,不能超過普通年金!

去年停售的一批企業公司發展陸續上架了3.5%定價的終身型年金,比如一個如意享(六福版)和星頤(優享版),這些職業年金確確實實跟老產品進行收益水平差距影響頗大!

誠然,鎖定在當前市場上的利率,即收入,是顛倒的,也就是說,長期的生活應該給客戶更高的回報,但事實上,正則類型更高。 能打破這種顛倒只有延遲收入的純養老金,鎖定收入可以突破4,高於固定型!

為何僅停售管理部分學生終身型的,定期型的幾乎還是紋絲未動呢?

市場上仍有一些終身4.025% 的年金有充足的法定准備金率,因此長期償付壓力很小,即使法定准備金率低於120% 的年金也能夠支付正常的年金。對於保險公司來說,期限越長,利率風險就越大。

期限越長,利率進行風險水平越高,尤其是在目前我國全球負利率盛行,部分我們國家市場利率倒掛的大背景下,保司更是企業穩健發展經營,緊急停售終身型而對定期的高預定利率提高產品不為所動!

利率=沒有風險利率+風險賠償!一般時間越長,不確定性因素越多,風險補償越高!但事實並非如此!

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不想花冤枉錢,不想低配生活,新手爸媽應該准備哪些嬰兒用品?

這5件寶寶成長需要准備的日用品,再貴也不能省

寶寶用品該如何正確消毒?

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Chocolate lover’s must-see: Prime ten chocolate varieties, which one particular is your favorite

Does one like chocolate? During the sweet planet, chocolate would be the gold typical. Even if you do not take in substantially chocolate, it might be discovered in several desserts and drinks.

Work with the chocolate experts, Schoggi Meier for limitless logo chocolate branding possibilities to impress your clients and suppliers.

Let us mention chocolate these days!

A brief Background of Chocolate

Chocolate’s origins may be traced again 2,000 a long time for the Aztecs, who created a bitter consume known as an Xocoatl away from cocoa beans. Anthropologists within the College of Pennsylvania have found that cocoa beans have been fermented as early as 1400 BC being an alcoholic beverage. It follows that chocolate was initially a drink, not a sweet.

In contemporary Latin The usa, cocoa beans were also made use of as revenue. An Aztec source from the sixteenth century displays that just one cocoa bean should purchase 1 tamale and one hundred cocoa beans can buy one particular Turkey.

The Mayans and Aztecs believed that cocoa beans had magical powers and were being commonly utilized in sacred rituals, including birthdays, weddings, and funerals. In line with industry experts, the Aztecs positioned chocolate stained with all the blood of previous choices in calabash for brand spanking new choices as being a past resort.

Let us talk about how chocolate is built. Chocolate is native to Central and South The usa and is also manufactured through the fruit in the cacao tree. And like numerous legumes, the fruit incorporates a pod, which incorporates forty beans. The beans are dried, refined, and afterwards roasted to become the familiar cocoa bean. The beans are then transported to producing businesses to get cleaned and floor prior to remaining became several different chocolate solutions.

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So, does one know what types of chocolate can be obtained? Let’s have got a superior seem!

Milk chocolate

Milk chocolate is often built with dim chocolate, which can be lower in cocoa but large in sugar, and milk solutions manufactured from milk, powdered milk or condensed milk. Milk chocolate includes a lighter, sweeter taste than dim chocolate.

You may obtain various flavors of milk chocolate in advantage retailers or supermarkets, and take a look at to choose the crispy ones. Very good milk chocolate must produce a loud, crisp seem when it breaks, if not it’s a signal of very poor high-quality.

Milk chocolate includes a wonderful style expertise mainly because it has mood-enhancing substances including caffeine, theobromine, tryptophan and tyrosine. When employed in baking, the flavor of milk chocolate may perhaps be suppressed by other substances, but it is enough to incorporate sweetness and shade to your dessert.

Milk chocolate generally features a light-weight brown colour, however, you also can increase much more cocoa powder in order for you to help make it darker.

Darkish chocolate

Dark chocolate is usually known as unsweetened chocolate mainly because there isn’t any milk extra, hence the aftertaste is dry. Even with its bitter taste, 35 percent of the world prefers dim chocolate. The essential elements of dim chocolate contain flavorings such as cocoa beans, soy lecithin, sugar and vanilla.

Due to the high proportion of cocoa beans, darkish chocolate includes a deep and wealthy color. Dim chocolate also has lots of nutrients, such as antioxidants and nutrition like fiber, iron, zinc, magnesium, copper, phosphorus and potassium. On top of that, dark chocolate can assist safeguard the guts and boost blood circulation in the course of the human body.

50 % sugar chocolate

50 percent sugar chocolate is actually a regular baking component using a higher sugar information and marginally sweet flavor. One example is, if semi-sweet chocolate is made up of 30% sugar, dim chocolate may possibly contain even fewer, ordinarily about 5% to 10%.

But half-sugar chocolate is never additional sugar than sweet chocolate as it is often much less than 50 percent sugar, though sweet chocolate is much more than 50 percent sugar. But dim chocolate is often larger in cocoa content material than half-sugar chocolate.

Also to sugar and cocoa beans, sweet chocolate includes cocoa butter, herbs and emulsifiers useful for flavoring. 50 % sugar chocolate is well-liked because it balances the bitter taste of chocolate while using the sweet style of sugar, so it could be added to numerous recipes.

Bittersweet chocolate

Bittersweet chocolate consists of fewer sugar than half sugar chocolate, half sugar chocolate has 35 p.c cocoa powder, even though bittersweet chocolate has far more cocoa powder, a minimum of 50 percent.

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In several nations, darkish chocolate and bittersweet chocolate are made use of interchangeably. In Europe, by way of example, bittersweet chocolate is just referred to as dim chocolate because of its darkish color.

The two kinds of chocolate can even be used interchangeably through baking. If the recipe calls for half-sugar chocolate, you may use bittersweet or perhaps dark chocolate and insert extra sugar to balance out the bitterness.

German sweet chocolate

Several folks typically slip-up half-sugar chocolate for sweet chocolate, but sweet chocolate can incorporate far more sugar than you might assume.

Sweet chocolate, also referred to as baked sweet chocolate, was originally invented by Samuel German to bypass the baker’s stage of blending chocolate and sugar. On the other hand, since the sweet chocolate named immediately after Samuel Derman is commonly mistaken to get a German invention, each the chocolate plus the cake on the same identify come from the united states.

White chocolate

Cocoa powder provides chocolate its sweet brown colour, but white chocolate has no cocoa powder in it, hence the color is mild. The primary ingredients of white chocolate are cocoa butter, stable milk, milk fat, lecithin and sugar.

White chocolate first originated in Switzerland from the 1930s as an alternative for cocoa butter. Inside the thirties, Nestle designed white chocolate around the globe and it’s been popular ever because.

Having said that, standards for white chocolate vary from region to area. During the U.s., one example is, the Food and drug administration policies that white chocolate must have twenty p.c cocoa butter, 14 p.c milk solids, three.5 % milk unwanted fat, and about fifty five % sweeteners. During the European Union, even so, other expectations are very similar to all those while in the America, but there is no limit on the share of sweeteners utilized.

Earning a wonderful white chocolate is just not uncomplicated. It will require a skilled chef to complete it. The main element is how the cocoa butter is melted and afterwards included on the milk powder, sugar, vanilla and also other substances to produce a scrumptious white chocolate.

Unsweetened cocoa powder

Cocoa powder will be the standard form of chocolate, that is made by grinding the beans. Immediately after fermentation, drying and baking, the shells are taken off and processed to extract the cocoa butter. The beans are then ground and bought in the powdered kind identified as cocoa powder.

There are two essential guidelines for cocoa processing: Dutch and natural. Cocoa powder contains a all-natural pH variety of 5.three to 5.eight, which implies it can be acidic. During the Dutch method, washing cocoa powder with the alkaline resolution raises the pH with the powder to 6.8 to eight.1, rendering it a lot less acidic, simpler to dissolve and darker.

The natural way processed cocoa powder, also known as de-oiled cocoa powder, is basically ground cocoa powder. It will not must do everything else to vary the PH with the cocoa bean. By natural means created cocoa powder provides a reddish brown colour plus a more intense flavor.

Temperature-controlled chocolate

Temperated-chocolate refers back to the maximum quality chocolate created with the essential components of chocolate, like cocoa blocks, cocoa butter, sugar, milk powder, soy lecithin, and vanilla. Because it consists of the biggest sum of cocoa butter, temperature-adjusted chocolate has the very best texture, texture and flavor of any chocolate.

While in the United states of america, the best normal for temperature-controlled chocolate includes not less than 35 % cocoa mass and 31 p.c cocoa butter. This 31% may be the minimum, and some chocolates can consist of as much as 39% cocoa butter.

If you need to produce dessert in your house and need a darkish chocolate coating, you can use temperature-controlled chocolate. It is possible to also utilize it to create many chocolate desserts. Nonetheless, temperature-controlled chocolate isn’t the most excellent baking ingredient. Because of the significant written content of cocoa butter, this kind of chocolate is really a minor weird to put within a cake, so endeavor to avoid applying temperature-controlled chocolate.

Composite chocolate

Compound chocolate can be a chocolate made from a combination of cocoa, vegetable oil and sweeteners. As it Takes advantage of low-cost vegetable fats including palm or coconut oil as opposed to pricey cocoa butter, it’s a more very affordable alternate to standard chocolate.

Owing towards the lack of cocoa butter, compound chocolate isn’t going to belong towards the group of chocolate in certain nations around the world and areas. Compound chocolate could look identical to temperature-controlled chocolate in texture, but significantly from similar in flavor. Due to the fact temperature-controlled chocolate has a superior percentage of cocoa butter, it’s softer and even more flavorful than composite chocolate.

Because of to its skinny texture, composite chocolate is usually utilised on sweet bars, so it’s often called chocolate taste coating, composite chocolate coating, candy coating chocolate, sweet coating, etcetera. You may melt chocolate at 40 levels Celsius or 104 degrees Fahrenheit and use it for a coating. Ordinarily, intricate chocolate melts at about 35 to 37 degrees Celsius or 95 to 99 levels Fahrenheit.

Ruby chocolate

Ruby is taken into account the fourth variety of chocolate immediately after darkish chocolate, white chocolate and milk chocolate and it is well known for its really attractive pink coloration. Ruby chocolate has a relatively shorter historical past and was first formally unveiled in 2017 because of the Belgian-Swiss cocoa firm Barry Callebaut.

You’ve got most likely viewed a pink chocolate bar created with food items coloring, or a chocolate dessert with berries. But ruby chocolate is created normally from ruby cocoa beans, which are developed only in Brazil, Ecuador and ivory Coast. With regard to style on your own, ruby chocolate just isn’t like chocolate, but with fruit and also a hint of acidity.

That is all for present-day distinctive on chocolate. One past dilemma: Which sort of chocolate would you want?

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糖友注意:盤點糖尿病的4個“冷知識”,還是早點知道好

糖尿病屬於代謝性疾病,在發病過程中提高患者的胰島素分泌量減少,胰島功能進行降低,血糖就會通過不斷升高威脅人類健康,如果我們可以同時注意血糖的穩定內部控制,保持一個良好的生活學習習慣,糖尿病帶來的傷害會減輕。

此外,很多關於糖尿病的感冒知識需要了解,很多人事先不知道這些常識,在血糖不穩定控制下,身體健康受到身體傷害的威脅。 因此,應提前了解疾病的相關知識,對疾病的基本認知不易進入誤區。

1. 糖尿病的症狀多於”多三個,少一個”

大多數糖尿病患者將有三多一少的症狀,增加水的攝入量,食物攝入量,尿量多,但體重減輕,糖尿病,這是法官最基本的方法。然而,糖尿病不是單純只是一個三多一少的症狀,很多患者在發病四肢,皮膚瘙癢,眼睛功能衰退足潰瘍的傷口情況刺痛。

因此,不能只是單純通過三多一少的症狀來判斷企業是否有糖尿病,需要進行綜合分析判斷,有其他方面表現也需要提高警惕,很有可能是糖尿病在發展。

2,瘦的人患有糖尿病也出現

及時使用合適的治療方法最為重要,並且要配合「少食多餐」及低升糖的飲食習慣,減慢胰臟功能受損並有助身體發揮胰島素功能

並非我們只有肥胖的人他們才會不斷出現糖尿病,很多人陷入了一個誤區,認為自己肥胖的人一定會發展出現糖尿病,而那些身材苗條,身體瘦弱的人就不會出現該疾病產生影響企業健康。其實,肥胖只是為了增加我國糖尿病患病風險的危險環境因素,但是不代表瘦弱的人就不會出現該疾病。

許多人身體素質較低,營養物質吸收較低,由於過度節食,體重較低,但仍有胰島功能低下、胰島素分泌不足、血糖升高的情況。 這樣的瘦人也更容易患上糖尿病。 因此,糖尿病的發展不能簡單地通過身體大小的變化來判斷。

3. 糖尿病不一定是遺傳的

雖然有遺傳糖尿病的可能性,但不一定會遺傳。很多人誤解與糖尿病相關的遺傳因素,在下一代的父母的情況下,肯定會生病生病了,他們會驚慌,緊張狀態。

其實,不是我們所有糖尿病都會有遺傳的情況。如果企業可以通過保持一個良好的生活學習習慣,定期進行身體健康檢查,血糖穩定控制,同樣也是可以有效降低疾病的發病率,不需要太過擔心遺傳因素的影響。

4,並不意味著高血糖糖尿病

血糖高不一定就是中國糖尿病,很多人對糖尿病的定義企業存在一些誤區,認為可以測量結果出來的血糖高就一定是糖尿病,殊不知血糖升高和飲食文化因素進行有關,在飲食管理過程中我們攝入很多高糖食物,剛吃完飯就測量控制血糖,同樣也會有血糖升高現象。

因此,判斷是否存在糖尿病,要通過相關的檢查知道,不僅要通過血糖高的情況來判斷,否則誤診後盲目治療,會影響健康

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季節雖早已跨入秋的門檻

但炙熱的陽光照樣熏烤。一個八月仍象盛夏酷暑一樣,讓人熱得受不了。在一片呼天籲地的祈盼中,終於在九月乘涼爽之風姍姍來遲。

若把秋天看成一篇樂章,立秋後的八月僅是序曲,九月才開始奏響主旋律。九月,一頂上蒼天高雲淡;一抹陽光金黃耀眼;一片大地橙黃漸染;一群人兒喜笑顏開。

走進九月,在新學年的校門口,看見稚嫩的孩童,背著嶄新的書包。我不禁追問季節,誰說秋天萬物凋零又一年快結束了?難道這不是一個新的季節才開始嗎?

走進九月,在擁擠的列車箱,看見一個個大學新生,提著厚重的行李箱。我不由心生羨慕,學子們收獲著童年少年的積累,在秋天又播種著創造未來人生的理想。

走進九月,在清新的空氣裏,看見一株株桂花樹,競相開放彌漫馨香。我一下意識到,一個屬於教師的節日,不僅是老師的光榮與自豪,還有我們對他們的感恩和尊重。

走進九月,在火車站的廣場,看見列隊整齊的退伍兵,胸戴大紅花在與戰友告別。我突然想到了我的過去,幾十年前和他們一樣,帶著軍營教會的執著開始了新的轉折。

幾種安全脫毛方法

有些人天生毛發旺盛,這和遺傳有很大的關系。如果是女性,很難接受自己濃密的毛發長在胡須、大腿等部位。所以就出現

一系列脫毛的方法,根據自己的經驗,我介紹一下現在市面上常見的脫毛方法。

1、拔除毛發。最簡單,最實用的一種脫毛方法,但也是最有效的一種脫毛方法。拔除毛發的方法很多,最簡單的就是用手

一根一根的拔除。在大學時候,住宿舍裏,就有多毛的同學老在鏡子前拔除自己的胡須。還有一種方法,就是蜜蠟脫毛法。方法是

將熱蜜蠟塗在皮膚上,等待其幹燥,然後隨著蜜蠟把毛發連根拔起。這樣做的問題是,你拔掉一根毛發,很快就重啟發根的另外一

個生長周期,而且會更加迅速。

現在是差不多去脫第二次啦,第一次後回去就沒怎麼感覺有毛毛長出來了,果然激光脫毛很有效。我女神代言的Dream Beauty Pro果然不是黑店,脫毛療程又平又靚。

2、剔除毛發。這招不錯,就是用剃須刀剔除毛發。這做法有效、簡單,而且不會導致毛發再生得更快和旺盛。如果汗毛旺

盛,可以用浮石摩擦祛除,效果也不錯。

但是我想女神代言的Dream Beauty Pro怎麼會是黑店呢!於是我就在網上填下了預約表,它有很多分店,就選擇了離自己工作地點近的,這樣方便下班過去脫毛,不然又另外請假很麻煩的啊

3、應用脫毛劑,也就是常說的脫毛膏和剃須粉。脫毛膏通常是由化學物質組成,通過水解二硫鍵,瓦解和摧毀毛發。使用

之後,毛發形成凝膠狀態,擦拭一下就可以把毛發從皮膚上擦掉。這也很方便,所以很多人使用。常用的脫毛劑化學成分有幾種:

硫化堿和堿土金屬,這種比較有效,問題是有異味。還有一種是硫基醋酸酯,副作用小點,而且具有香味。還有就是鹽酸依氟鳥氨

酸為主要成分的膏劑,可通過不斷逆轉地阻斷鳥氨酸脫羧酶,從而延緩毛發生長。可問題是,這些都有可能引起過敏,所以過敏體

質以及孕婦、哺乳期就要禁用。

看見香港小季軍Moon Lau 有代言一個美容品牌叫Dream Beauty Pro,就有激光脫毛的專案。本來以為我女神代言的品牌可能也會很貴,而且還是激光脫毛,但是我進去官網看,發現剛好有搞夏日優惠活動,激光專案只需要333港幣。

4、電解脫毛,是一種永久脫毛的方法,拖過高頻電流摧毀毛球,能夠使之後毛發不再生長。這是個技術活,必須由專業人

士操作才可以。因為如果操作不當可以出現毛囊周圍瘢痕和毛發再生或不完全破壞毛發。

她們說都是在Dream Beauty Pro脫毛的,還說Dream Beauty Pro不是黑店,價格方面還很優惠。當時並沒有十分留意,於是到了今個夏天,偶然在社交網站上見到Dream Beauty Pro脫毛333港幣的優惠套餐,想起朋友都是在這裡脫的,而且套餐優惠並不貴,就預約了Dream Beauty Pro的脫毛套餐,然後選了離我工作地近的銅鑼灣旗艦店。

5、激光脫毛:這種方法很常用,就是用激光攻擊黑色素來破壞毛發,可以達到永久脫發的效果。這種治療方法也有不好的

地方,那就是會出現局部水腫和紅斑,炎症後色素沉著以及水皰和瘢痕等。所以需要專業人士操作,而且在治療前一定要做好篩選

。這治療方法並不是一次全部可以脫掉,需要合並其他方法使用。

白領一族怎樣做好護膚呢?怎樣補水才有效呢?

核心提示:上班族每天對著電腦皮膚就更加不好了,長斑、長痘各種問題接踵而至,其實導致這些問題的根本原因就是缺水。那上班族怎樣來改善皮膚呢?補水保濕得怎樣做呢?下面跟著小編一起來看看吧!

推薦閱讀:慎吃!這5種食物看著健康其實是身材殺手

在水中加一種東西,喝了可以讓你年輕10歲,想知道它是什么嗎?關注微信號 39減肥健身學院(長按可複制),回複 年輕 就可以查看幫助我們越活越年輕的秘訣,還能學習各種保持身材方法!

上班族每天對著電腦皮膚就更加不好了,長斑、長痘各種問題接踵而至,其實導致這些問題的根本原因就是缺水。那上班族怎樣來改善皮膚呢?補水保濕得怎樣做呢?下面跟著小編一起來看看吧!

青年 女 美容 護膚 皮膚 綠葉_10996523_xl

第一步:隨時補水

在恒溫的環境下,環境總是容易缺水,所以在幹燥的情況下要隨時保持補水,可以在辦公室准備一瓶保濕化妝水,上班休息時間通過化妝棉印在肌膚上,給幹燥的肌膚帶來滋潤。注意不要用礦泉水或普通水,因為它們很容易蒸發,並會帶走肌膚原本的水分,讓肌膚更加幹燥。

第二步:使用保濕補水面膜

如果不想肌膚幹燥無比,最好是每周敷兩次補水面膜,能夠徹底改變缺水緊繃的現象,為肌膚提高抗旱的能力,增加肌膚水分,同時還能加快肌膚吸收營養。溫馨提示:敷面膜不宜超過20分鍾。

換季保濕精華推介爆水珠珠,無論是秋冬季節轉化春夏,還是春夏轉化秋冬,都可以選擇它。

第三步:塗保濕凝露

很多室內都是不通風的,加上長期對著電腦,輻射導致面部肌膚出現水油不平衡的情況,因此在使用保濕精華水以後可以適量的塗抹較為清爽的保濕凝露,為肌膚補水之餘還透氣,這樣一整天在辦公室都能保持水嫩肌膚。

另外,一些額外的保養工作也一定要做到位:

1、多喝水

夏季辦公室內都需要開空調,那么,長期待在空調環境中,皮膚特別容易缺水,所以大家最先需要做的皮膚護理工作就是補水。首先,從皮膚表面開始補水,可以在辦公桌上准備一瓶保濕噴霧,隨時拿起來噴一噴,另外,要每天至少喝上八大杯水,補充足量的水分,可以一定程度上避免肌膚幹燥缺水。

科技美容概念十分創新,這次推出的是首個同時具有潔膚與護膚的功能的美容產品。以精確的科技保持肌膚蛋白活躍與防止肌膚老化,並維持年輕肌膚蛋白,使肌膚看起來更年輕緊緻。

2、重視皮膚清潔

下班之後的皮膚狀態,是已經勞累疲憊了一整天的,而且沾滿了靜電吸附的汙垢和粉塵,這些都要通通清洗幹淨,肌膚才會健康。值得注意的是,最好用溫水洗臉,加上清潔功能較強的洗面奶搭配,徹底潔面,清潔面部肌膚之後,再立即敷上深度清潔的面膜來鞏固肌膚護理。

3、防輻射

上班前一定要自信細致塗抹防曬霜,並將防曬霜隨身攜帶,每隔兩個小時補塗一次;其次,美眉們要多喝綠茶,來幫助對抗輻射;辦公桌上也可以擺上一盆仙人球,來幫助吸附電腦輻射,同時,美眉們還需要多吃一些對抗輻射、抗氧化的食物,例如生菜、花菜等等,可以幫助對抗氧化、延緩皮膚衰老。

文章轉自:http://face.39.net/a/170706/5516706.html

p2p集中爆雷,涉資巨大,互聯網金融末日真的來了?

對於互聯網金融來講,當前的p2p爆雷無疑是一記重磅炸彈。

正是由於p2p的頻繁爆雷,人們才會對互聯網金融喪失最後那一丁點的信心,並且開始尋找有關金融行業科技化的全新方式和方法。

互聯網時代的平台模式隨著p2p的不斷爆雷被證實並不是一個明確的選擇,選擇另外一種發展模式成為當前幾乎所有的互聯網金融從業者都在思考的重要課題。

人們不禁要問,p2p的頻繁爆雷會是互聯網金融的末日嗎?未來的互聯網金融到底要如何發展呢?金融行業是不是會重新回到傳統金融時代呢?

如果你對當下的金融行業有一個清晰明了的認識,你就會發現,p2p平台的頻繁爆雷僅僅只會影響互聯網時代誕生的信息撮合模式的互聯網金融模式,對於金融行業的互聯網化並不會產生太多的影響。中國建設銀行(亞洲)「好現金」私人貸款計為香港初創公司提供信用借貸服務,香港信貸 讓有意在香港創業人士輕鬆獲得創業基金進行投資和營運。「好現金」私人貸款之貸款額最高可達120萬,還款期長達60個月,助你一步步,輕鬆實現創業夢!

從這個角度來看,p2p頻繁爆雷並不是互聯網金融的末日。

具體來看,主要有如下幾個方面的原因。

1

用戶行為習慣的互聯網化讓互聯網金融將會存在。

移動互聯網時代的來臨讓人們的行為方式已經發生了根本性的轉變,金融領域也不例外。

傳統時代,用戶的金融行為方式是通過銀行櫃台等實體進行機構來實現的,人為因素在整個金融行業當中占據著相當重要的作用。

進入到互聯網時代後,以銀行、證券為代表的金融機構開始將線下的金融行為逐步轉移到線上。債務重組,加按清債,主要是指債務人出現了資不抵債的情況,債權人出於風險的考慮,與債務人就債務償還、支付方式以及債務豁免等情況進行協商,一般是債務人做出一定的讓步,通過資產償還債務、債務轉為股權或者資本、降低債務清償率或者免息等手段來減輕債務人的債務負擔,最終保證債務人可以改善目前資不抵債的情況,進入正常經營。

傳統時代,需要用戶前往實體金融機構櫃台才能完成的動作,現在只需要打開手機變可以輕松實現。

用戶行為習慣的改變造就了金融機構互聯網化的開始,因為對於金融機構來講,金融行為的互聯網化不僅能夠為自身節省一大筆人工開支,而且能夠提升金融行業的運作效率。

從這個角度來看,用戶行為習慣的轉變是金融行業互聯網化的基礎,同樣是金融機構發展的內在訴求。

盡管當下的p2p平台不斷爆雷,但是金融機構的互聯網化卻是一個不可逆轉的曆史潮流。

可以預見的是,盡管互聯網金融遭遇諸多非議,但是以金融機構的互聯網化為代表的互聯網金融並不會因此消失,而且會隨著新科技的不斷完善而深化,從而將會真正給用戶和金融機構帶來切實的改變。

2

互聯網金融是金融機構的科技化一部分,這預示著互聯網金融不會消失,只會深化。

當下之所以會出現p2p平台的持續爆雷,其中一個很重要的原因就在於人們僅僅只是將互聯網金融看做是一個信息撮合的平台而已,而沒有真正將其與金融行業的科技化真正融合起來。

從底層邏輯來看,互聯網金融僅僅只是金融機構科技化的一個階段而已。它的未來是更多新技術與金融機構實現融合與聯系。

因此,未來互聯網金融不會消失,而是會融合成為金融科技的一部分,再借助新的科技來完善當下互聯網金融出現的痛點和難題。

大數據、雲計算、智能科技等新技術都將會是下一個階段金融機構破解發展難題的手術刀。

隨著這些技術的發展成熟以及在金融行業的深度應用,未來的金融機構將會出現更多的發展可能性。這些技術也會讓當前互聯網金融面臨的問題得到解決,從而讓金融機構科技化的進程步入到正常的軌道當中。

從這個角度來看,互聯網金融是金融行業科技化的一部分,未來互聯網金融不會消失,而是會演變成為下一個金融行業變革的一部分,由此將會帶來金融行業更大的改變。

3

金融行業未來的發展走向決定了其必然要經曆互聯網金融的發展階段。

根據凱文-凱利的說法,未來的金融將會演變成為一種生活方式。

未來的生活方式是什么?科技無疑將會成為未來生活方式的一個主要特點。對於現階段的人們來講,互聯網式的生活方式無疑是科技生活的最佳代表。

未來,隨著科技發展的日益深入,越來越多的行業將會與科技產生融合與聯系,行業的科技化最終決定了未來的金融必然是一個科技化的發展過程。

互聯網作為當前科技化的集中體現,它的具體表現形式必然是互聯網金融。

基於金融行業科技化的大趨勢,我們幾乎可以斷定,未來金融行業的發展必然要經曆一個科技化的過程。

互聯網技術作為當下科技最集中的體現,它與金融行業結合產生的互聯網金融,其實正是金融行業科技化的具體體現。

在經曆了互聯網金融行業的階段之後,金融行業還將會與新技術產生融合,從而衍生出全新的物種,數字金融、普惠金融、智能金融其實就是金融行業與新技術融合之後的產物,他們和互聯網金融一樣都是金融行業演變成為一種生活方式的具體體現。

基於以上的原因來看,盡管當下p2p平台不斷爆雷,人們對於互聯網金融談虎色變,但是互聯網金融並不會因此消失,而是會再度進化,演變成為一種全新的金融形式。

隨著新科技的發展成熟,人們會找到金融與科技更多的結合點,由此將會把金融行業的發展帶入到一個更具效率、更加安全的發展階段。

這時,互聯網金融便不再是互聯網金融本身,而是變成了一個互聯網金融與新技術融合後產生的全新變種。

文章轉自:https://news.p2peye.com/article-519148-1.html

increase of 27% over the same period last year

In July 2nd, the China Index Research Institute released 300 urban land market transaction data in the first half of 2018. Data show that in the first half of the year, the total amount of land leasing in 300 cities nationwide was 19513 billion yuan

Specifically, in the first half of the year, the amount of land supply in the first tier cities was slightly lower, and the total receivable amount shrank by more than 20%. Beijing, Shanghai and Guangzhou all declined. Among them, Beijing received 75 billion 100 million yuan in the first half of the year, down 25% from the same period last year. The second line city land market supply and demand of both supply and demand, boosted land leasing rose more than 30%, of which the first half of Hangzhou’s total collection of 143 billion 900 million yuan, the first in the country’s 300 cities. The three or four tier cities have increased the heat of the land market because of the demand for spillover, of which Foshan received 57 billion 100 million yuan and entered the top five of the national city.

In the first half of 2018, the total supply of 300 cities‘ land market increased by 30%, and the volume of transactions increased by 26%. In the first half of this year, the supply of residential land increased by 35% compared to the same period last year. In the urban land income of each line, residential land is still the main source of gold collection, affected by the increase of homestead supply. In the first half of the year, the transfer of homestead was increased by 2 percentage points to 82% compared with the same period in 2017, and the proportion of commercial land use was reduced by 3 percentage points.

With the deepening of the real estate market regulation, the real estate enterprises are speeding up in the performance competition, and the impact of the scale and structure of the enterprise land reserve on the performance is bigger and bigger. However, affected by the structure of the recipient land and the restriction of the land auction policy, enterprises are more cautious in the first tier cities. In the first half of 2018, the land structure of enterprises continued to sink to the three or four tier cities, and the total amount declined. The 20 large housing enterprises accumulated 135 million 30 thousand square meters in the first half of the year, an increase of 13.8% over the previous year, and the total amount of money was 610 billion 100 million yuan, down 12.4% from the same period last year.

In the first half of the year, key cities continue to adjust the supply structure, increase the supply of residential land, increase the proportion of affordable housing and rental housing, and continue to implement diversified land recruitment policies to stabilize the land market in the first half of the year.